Understanding the Salary vs. Dividend Decision for Canadian Owner-Managers
A short excerpt for this insight is coming soon — practical, Canadian-specific, and written for owner-managed businesses.
Laurence Rabie CPA2025
Read More BC & Alberta · CPA Since 1992
The CFO Your Business Has Been Missing.
Fractional CFO services, Canadian tax strategy, and financial tools purpose-built for owner-managed businesses in BC and Alberta. Senior expertise. No juniors. No long-term contracts.
- 30+ Years CPA Experience
- BC & Alberta
- Direct Access to Laurence
- Month-to-Month
dashboard.laurencerabie.ca
Revenue MTD
$184,320
+12.4%
Cash Position
$412,890
+3.1%
GST Owing
$18,640
Q3
Net Income YTD
$642,100
+18.7%
Monthly Revenue
2024
Client Dashboard Preview — Tools Coming Soon
Most businesses your size are flying blind.
You have an accountant who files your taxes once a year. But nobody's watching your numbers, planning your compensation, or thinking about what happens in five years.
No real-time financial visibility — you find out how the year went in April.
Tax planning is reactive — you pay what you owe instead of what you should.
Big decisions — hiring, borrowing, expanding — made without a financial guide.
That's exactly what a Fractional CFO fixes.
More than advice. Actual deliverables every month.
Every engagement with Laurence Rabie CPA includes real, tangible outputs — not just strategy sessions.
Monthly Reporting Package
A complete financial picture, delivered every month.
Cash Flow Forecasting
Scenario planning so you see what's coming.
Owner Compensation
Salary vs. dividend, optimized for your situation.
Canadian Tax Planning
Proactive CCPC strategy — not just filing.
KPI Tracking
Dashboard tools for qualified CFO clients.
Direct Access
You work with Laurence — never a junior associate.
Two ways to work together.
Fractional CFO
Best for · Businesses $1M–$30M
Monthly CFO deliverables, tax strategy, owner compensation planning, cash flow forecasting, and financial tools. Everything a full-time CFO does — at a fraction of the cost.
- Monthly reporting
- Tax planning
- Cash flow forecasting
- Owner strategy
- Tools access
Client Accounting Services (CAS)
Best for · All sizes — ideal for realtors, trades, and owner-operated businesses
Full-cycle bookkeeping, GST/HST filings, payroll, and year-end preparation. Handled by a CPA who actually understands your industry.
- Bookkeeping
- GST/HST filings
- Payroll
- Year-end prep
- Corporate tax coordination
Deep expertise in the industries that drive BC & Alberta.
Real Estate & Realtors
Commission tracking, GST on commissions, incorporated realtor structure, and CAS built for how realtors actually work.
Learn MoreConstruction
Job costing, holdback management, draw schedules, subcontractor compliance, and cash flow for project-based businesses.
Learn MoreProfessional Services
Corporate structuring, owner compensation, PSB rules, and growth strategy for consultants, lawyers, and service firms.
Learn MoreeCommerce
Multi-province GST/HST, inventory accounting, Shopify/Amazon reconciliation, and systems built to scale.
Learn MoreComing Soon
Industry-specific financial tools. Built by your CFO.
We're building a suite of purpose-built dashboards and apps for realtors, construction companies, and more. Real-time numbers. Not spreadsheets. Included with qualifying CFO engagements.
- Realtor Financial Dashboard
- Construction Project Profitability Tracker
- Owner Compensation Optimizer
- Cash Flow Forecasting Dashboard
tools.laurencerabie.ca/construction
Project Profitability
| Job | Budget | Actual | Var. |
|---|---|---|---|
| Riverside Build | $420,000 | $395,800 | -5.8% |
| Maple Heights | $180,000 | $192,400 | +6.9% |
| Foothill Reno | $85,000 | $78,200 | -8.0% |
| Cedar Tower | $1,240,000 | $1,201,500 | -3.1% |
Construction Dashboard — In Development
Laurence Rabie, CPA
I've been a CPA since 1992. I've worked in construction, real estate, eCommerce, and financial services. When you work with me, you get me — not an associate who just passed their exams. Every client gets direct access, senior-level thinking, and strategies built around Canadian tax law.
More About LaurenceCPA Since 1992BC & AlbertaConstructionReal EstateeCommerceProfessional Services
What clients say.
"Testimonial coming soon."
Client Name
Company · Industry, BC/AB
"Testimonial coming soon."
Client Name
Company · Industry, BC/AB
"Testimonial coming soon."
Client Name
Company · Industry, BC/AB
Your numbers, anytime.
Clients get access to a private portal with monthly reports, shared documents, and financial dashboards — all in one secure place.
Insights for Canadian business owners.
GST/HST: What BC and Alberta Construction Companies Get Wrong
A short excerpt for this insight is coming soon — practical, Canadian-specific, and written for owner-managed businesses.
Laurence Rabie CPA2025
Read More How Realtors Should Structure Their Business for Tax Efficiency
A short excerpt for this insight is coming soon — practical, Canadian-specific, and written for owner-managed businesses.
Laurence Rabie CPA2025
Read More Ready to see what your numbers are really telling you?
Book a free 30-minute discovery call with Laurence. No commitment. No junior associates. Just a straight conversation about your business.
Book a Free Discovery Call
Serving owner-managed businesses across BC and Alberta.